Traditionally, tradespeople have relied heavily on cash to complete transactions. Cash is seemingly easy to acquire and quick to distribute. Cash transactions do not require services fees or any unforgiving hidden fees that tend to burn through your pocketbook. For tradespeople, cash is the obvious payment solution. Right?

For years, financial experts have warned we are slowly moving towards a cashless society. Non-cash transactions have gained popularity over the last few decades, especially throughout the home service industry. Global events like the Fourth Industrial Revolution and the coronavirus pandemic (COVID-19) have contributed to the rise of integrated technology throughout almost all industries. For example, customers do not want to deal with the inconvenience of taking out cash, possible contamination brought on by circulated currency, or chaos of cataloguing loose cash and change. As small businesses flourish, they must adapt to the changing needs of customers, especially if those needs depend on successful transactions. Additionally, business owners have stressed that bookkeeping involving cash transactions can be time consuming and disorganized. Those in charge of accounting depend on streamlined bookkeeping systems that save the business time and money. Businesses cannot afford to fall behind due to cash transaction inconsistencies during this unpredictable age.

How can your business stay relevant during an increasingly cashless culture?

Credit card processing is the most straightforward form of digital payment preferred by merchants and customers. More specifically, mobile payments are a leader in commerce transactions. Mobile payments are typically compatible with point-of-sale systems and e-commerce platforms. The evolution of mobile payment processing has allowed companies of all sizes to precisely track small and large transactions. Merchants can still have full control of the money coming into their business if they opt for mobile payment processing. Credit transactions can help consolidate costs, track payment activity, and facilitate quick revenue turnover.

Home service contractors can easily transition from accepting cash payments to mobile credit payments by using ToolBox Payment. It is the first mobile payment application built specifically for tradespeople and home service contractors. The app’s simple sign-up process and easy-to-use interface provides trade professionals with seamless navigation, functionality, and results. With ToolBox Payment as your mobile payment processing partner, credit card transactions have never been easier to facilitate.

Whether you are a locksmith or pest control professional, a certified merchant account is needed if you want to accept credit cards as a form of payment. ToolBox Payment accepts Visa, MasterCard, Discover, and American Express and does NOT charge different rates for different credit card transactions. ToolBox Payment offers three easy ways for merchants to accept payments on-the-job:

  1. Accept mobile payments over your smartphone via manual card entry.
  2. Access your virtual payment gateway using your computer or point-of-sale system.
  3. Accept mobile payments via a state-of-the-art Bluetooth card reader.

ToolBox Payment eliminates the guesswork that accompanies traditional credit card processing. ToolBox Payment extends a transparent flat fee of 2.58% +.10 for face-to-face transactions and 3.50% +.15 for card-not-present transactions. Users will immediately see what is charged with each transaction—what you see is what you get. Period. There are absolutely NO hidden fees like startup fees, statement fees, refund fees, PCI scanning guideline fees, or business card fees. Plus, users can log in to their personal dashboards to see rates and general payment information at any time. Merchants will enjoy next-day funding once a transaction has been accepted.

Minimize the burden of cash transactions by using ToolBox Payment. The app is FREE to download for smartphone and tablet users from the App Store and the Google Play Store. To learn more about how ToolBox Payment can help your business, visit our website.

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